Save, lend and
grow together with your
community
Join community-based savings and lending groups with Chuma Chathu. Pool resources, access affordable loans, and build financial independence with trusted members of your community.
Track and manage your
community finances
Chuma Chathu is a revolutionary mobile app designed for community-based savings and lending groups. We make financial cooperation simple, secure, and transparent for everyone.
Who is Chuma Chathu for?
Our app is specifically designed for savings groups, cooperatives, and community-based financial organizations. Whether you're managing a village savings group or a larger cooperative, Chuma Chathu provides the tools you need.
Secure & Transparent
Bank-level security with complete transparency in all transactions and group activities.
Community-Driven
Built for savings groups and cooperatives to strengthen community financial bonds.
Mobile-First
Designed for smartphones to ensure accessibility for all community members.
Financial Growth
Track your savings, manage loans, and watch your financial goals come to life.
Why Chuma Chathu Matters
In many communities, traditional banking services are either inaccessible or unsuitable for collective savings and lending practices. Chuma Chathu bridges this gap by providing a secure, transparent, and mobile-first solution that respects and enhances traditional community financial practices.
Everything you need for
community finance
Chuma Chathu provides comprehensive tools to manage every aspect of your community-based savings and lending groups with transparency and security.
Currency & Payment Method Management
Support multiple currencies and payment methods. Easily manage different types of transactions within your community groups.
Group Creation & Membership
Create and manage savings groups with ease. Invite members, set group rules, and maintain organized community finances.
Cycles, Shares, Contributions
Track contribution cycles, manage individual shares, and monitor member contributions with complete transparency.
Loans & Disbursements
Handle loan requests, track disbursements, and manage repayment schedules within your community group.
OTP-based User Authentication
Secure access with One-Time Password authentication. Protect your community's financial data with bank-level security.
Your path to successful
group savings
Follow these simple steps to join the community savings movement. From registration to receiving your returns, we've made the process intuitive and rewarding.
Your Journey Steps
Sign Up & Verify
Create your account and verify your phone number with OTP. Set up your profile to get started with savings groups in your community.
What You'll Do:
Your savings records are protected by
secure data management
We employ the highest security standards to protect your group records, member data, and savings information. Your community's trust is our foundation, and data security is our promise.
Advanced Security Features
OTP Verification
Multi-layer phone number verification for secure group access
Every member account is protected with SMS-based OTP verification, ensuring only legitimate community members can access group records.
Role-Based Access
Granular permissions for group leaders, treasurers, and members
Secure Record Storage
End-to-end encryption for all savings records and member data
Audit Trail
Complete transparency with detailed activity logs and history
Verified & Certified
Our security and compliance certifications demonstrate our commitment to protecting your financial data
Verified Records
Independently verified record keeping standards
Audit Ready
Complete audit trail and transparency
Community Grade
Trusted by thousands of savings groups
VSLA Compliant
Follows Village Savings & Loan standards
Our Security Promise
We pledge to maintain the highest security standards for your group records, continuously monitor for threats, and keep your community's savings data safe. Your trust drives our commitment to secure record management.
We're here to help your
community succeed
Get expert support for your savings group. Whether you need help setting up, managing records, or training your members, our team is ready to assist you every step of the way.
Email Support
Get detailed help
Send us detailed questions about your savings group
24/7 - Response within 2 hours
Phone Support
Speak to our team
Talk directly with our support specialists
Mon-Fri 8AM-6PM, Sat 9AM-2PM
WhatsApp Chat
Quick messaging
Fast responses via WhatsApp messaging
Mon-Sat 8AM-8PM - Instant replies
What We Can Help You With
Our support team specializes in community savings groups and can assist you with various aspects
Group Setup
Help with creating and managing your savings group
Record Keeping
Assistance with contributions, loans, and member records
Technical Support
App troubleshooting and technical assistance
Training & Guidance
Learn best practices for community savings management
Send Us a Message
Get personalized help for your savings group
Our Office
Area 47, Sector 3, Lilongwe, Malawi
Business Hours
Monday - Friday: 8:00 AM - 6:00 PM Saturday: 9:00 AM - 2:00 PM Sunday: Closed